Thursday, January 3, 2013


Well, we did it. We made it to 2013.

From reading my friends Facebook posts, it seems like 2012 was a pretty stinky year across the board - Maybe the Mayans didn't mean to predict the end of the world, but were forewarning of a crap-tacular year. If that's the case, they hit the nail on the head.

I love the start of a new year. It's so fresh & cleansing. Needless to say, I love resolutions. I see the new year as a time to look back on the goals I previously made (if I made any), see where I'm at with them, tweek or make new ones. Because, really, aren't resolutions just goals with a fancier name?

Obviously, my goal/resolution is to keep on the saving money/paying off debt train - keeping in mind my long term goal is to pay it all off by the time I'm 30 (a little less than three years), but for 2013, my specific goal is to stop being lazy in all facets of my life. Or, at least, less lazy.

On the money front, it means to continue being proactive in tracking my spending, saving where I can, and - the big one - getting a second job. It's a move I've been putting off, but since getting a new car is literally right around the corner (this Saturday, in fact), it's something I have to do in order to avoid falling off my own fiscal cliff. Getting a second job will also help reign in my spending - I can't spend money when I don't have the time to do it, right?

On the savings money front, my friend Jenn just sent me this photo today:
Is anyone else up for the challenge? I'm going to go "Punch the Pig" right now! (that's PNC talk for putting money in your savings account)

Did you make any resolutions this year?


  1. i explained the whole New Year's Resolution thing to my Kindergarteners by telling them it's like making a promise to yourself to try to change something. something you WANT to change. and i think if you think about it that way, it's easier to follow. you're thinking about the things you want not the things you have to keep from yourself. but i think that's the best way to make any goal.

    and i like this challenge. does it start this half week or next week?

  2. Right now my goal is just to stick to those automatic transfers from each paycheck and not negate it all by having to dip into savings! If we can do that, we'll set aside nearly $4,000 during the course of the year, which will go a long way toward replenishing our savings account after having to buy twice as many cars in 2012 as we had originally planned. :-P

    Good luck with the car-buying and the job search!! :-)